Debt Collection Harassment Lawyer in Temecula CA

 
 
Debt Collection Harassment Attorney Morton Grabel Temecula CA
 
Just because you owe money doesn't mean you must sacrifice your rights. State and Federal law both forbid unfair debt collection practices. Often, greedy immoral debt collectors ignore your rights and willfully violate these statues. Phone harassment is the most common, but not only way creditors bully debtors. Debt collectors might also utilize fear tactics when collecting debt. Call the Law Offices of Morton Grabel to protect yourself from unscrupulous debt collectors 951-695-7700.
 
Know your rights and the laws that protect them
If you are being contacted for outstanding debt, or owe money to a personal credit card, medical bill, mortgage, or loan, under the FDCPA (Fair Debt Collection Practices Act), you may be entitled to damages.

 

Limits of Debt Collectors

  • Details of debt cannot be disclosed
  • Contact is limited to between the hours of 8 a.m. and 9 p.m.
 
  • Places of inconvenience, such as work, are prohibited as channels of contact
 

False Statements or Threats are Prohibited (See List Below for Examples)

 
  • Claiming to be an attorney, credit bureau employee or government representative
 
  • Suggesting an arrest if customer doesn't comply
  • Making false legal claims
 
 

They Are Not Allowed to Harass

  • The threat of violence or harm to person, property, or reputation is prohibited
  • Offensive language and/or profanity is prohibited
  • Harassing phone calls
  • Failing to identify themselves is prohibited if you have fallen victim to any of these, call us today for an initial consultation